There are Chrysler PT Cruiser dealers in Denver who will be happy to accommodate you no matter how minimal your credit rating is. They will find a workable car loan package for you at the minimum interest rate. Or if you would rather get an auto loan first these dealerships are also willing to take you in as cash customers. A wise move would be to steer clear of financing schemes propagated by car dealerships because these tend to have higher interest rates than if you get a financing loan first from a financing company. So, if you are planning on getting a car and need a loan, better check out your oprions first.